/* ============================================================
   FAIRTAX ADVISORS — Landing Page V2
   Full Page: Hero → Steps → Services → Referral → Testimonials → FAQ → Footer
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&display=swap');

*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; font-family: 'Inter', system-ui, sans-serif; background: #ffffff; color: #0B2545; }
/* Override any gradient background from other stylesheets */
body { background: #ffffff !important; }

/* Override style.css "main { max-width: 1100px; margin: 42px auto; padding: 0 20px }" */
body > main { max-width: none !important; margin: 0 !important; padding: 0 !important; }

/* ── HEADER ──────────────────────────────────────────────── */

.lv2-header {
  background: #ffffff;
  border-bottom: 1px solid #e4eaf3;
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 1px 4px rgba(11, 37, 69, 0.06);
  /* ── Override style.css "header { display:flex; padding:14px 28px }" ── */
  display: block !important;
  padding: 0 !important;
}

/* ── Override style.css footer rules ── */
/* style.css: footer { text-align:center; padding:32px 24px; background:white-gradient; margin-top:48px } */
.lv2-footer {
  text-align: left !important;
  padding: 64px 28px 32px !important;
  background: #071830 !important;
  margin-top: 0 !important;
  border-top: none !important;
}
/* Ensure all child elements inherit left-align (not the centered default) */
.lv2-footer *,
.lv2-footer-col,
.lv2-footer-col h5,
.lv2-footer-col ul,
.lv2-footer-col li,
.lv2-footer-brand {
  text-align: left !important;
}
.lv2-footer-copy {
  text-align: left !important;
}
/* style.css: footer a { color: var(--accent) } — revert to our dark theme colors */
.lv2-footer a,
.lv2-footer-col a,
.lv2-footer-contact-item {
  color: rgba(255,255,255,0.55) !important;
}
.lv2-footer-col a:hover,
.lv2-footer-contact-item:hover {
  color: #ffffff !important;
}
.lv2-footer-brand-fair { color: #fff !important; }
.lv2-footer-brand-advisors { color: #10B981 !important; }
.lv2-footer-copy { color: rgba(255,255,255,0.3) !important; }

.lv2-header-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 28px;
  height: 68px;
  display: flex;
  align-items: center;
  gap: 0;
}

/* Logo */
.lv2-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
  margin-right: 32px;
}

.lv2-logo-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.lv2-logo-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.lv2-logo-name {
  display: flex;
  align-items: baseline;
  gap: 5px;
  line-height: 1;
}

.lv2-logo-fair {
  font-size: 17px;
  font-weight: 900;
  color: #0B2545;
  letter-spacing: -0.2px;
}

.lv2-logo-advisors {
  font-size: 13px;
  font-weight: 700;
  color: #059669;
  letter-spacing: 0;
}

.lv2-logo-tagline {
  font-size: 10px;
  color: #94a3b8;
  font-weight: 400;
  line-height: 1;
}

/* Desktop Nav */
.lv2-nav {
  display: flex;
  align-items: center;
  gap: 0;
  flex: 1;
}

.lv2-nav-link {
  padding: 8px 13px;
  font-size: 13.5px;
  font-weight: 500;
  color: #475569;
  text-decoration: none;
  border-radius: 6px;
  transition: color 0.15s;
  white-space: nowrap;
  position: relative;
}

.lv2-nav-link:hover { color: #0B2545; }

.lv2-nav-link.active {
  color: #1A56DB;
  font-weight: 600;
}

.lv2-nav-link.active::after {
  content: '';
  position: absolute;
  bottom: 3px;
  left: 13px;
  right: 13px;
  height: 2px;
  background: #1A56DB;
  border-radius: 2px;
}

/* Header Right */
.lv2-header-right {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-left: auto;
  flex-shrink: 0;
}

.lv2-phone {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: #334155;
  text-decoration: none;
  padding: 8px 14px;
  border-radius: 8px;
  border: 1px solid #e2e8f0;
  transition: border-color 0.15s, color 0.15s;
  white-space: nowrap;
}

.lv2-phone:hover { border-color: #1A56DB; color: #1A56DB; }

.lv2-btn-started {
  padding: 10px 22px;
  background: #0B2545;
  color: #ffffff;
  font-size: 13.5px;
  font-weight: 700;
  text-decoration: none;
  border-radius: 8px;
  transition: background 0.15s, transform 0.12s;
  white-space: nowrap;
  letter-spacing: 0.01em;
}

.lv2-btn-started:hover { background: #1A56DB; transform: translateY(-1px); }

/* Hamburger */
.lv2-hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 40px;
  height: 40px;
  border: none;
  background: none;
  cursor: pointer;
  padding: 6px;
  border-radius: 6px;
  margin-left: auto;
  flex-shrink: 0;
}

.lv2-hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: #0B2545;
  border-radius: 2px;
  transition: all 0.25s ease;
}

.lv2-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.lv2-hamburger.open span:nth-child(2) { opacity: 0; }
.lv2-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile Nav */
.lv2-mobile-nav {
  display: none;
  flex-direction: column;
  background: #fff;
  border-top: 1px solid #e4eaf3;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.lv2-mobile-nav.open { max-height: 800px; overflow-y: auto; }

.lv2-mobile-link {
  display: block;
  padding: 13px 28px;
  font-size: 14px;
  font-weight: 500;
  color: #475569;
  text-decoration: none;
  border-left: 3px solid transparent;
  transition: all 0.15s;
}

.lv2-mobile-link:hover,
.lv2-mobile-link.active { color: #1A56DB; background: #f0f5ff; border-left-color: #1A56DB; }

.lv2-mobile-cta {
  margin: 10px 28px 16px;
  padding: 13px 20px;
  background: #0B2545;
  color: #fff !important;
  border-radius: 8px;
  text-align: center;
  font-weight: 700;
  border-left: none !important;
}

.lv2-mobile-cta:hover { background: #1A56DB !important; }

@media (max-width: 1024px) {
  .lv2-nav { display: none; }
  .lv2-header-right { display: none; }
  .lv2-hamburger { display: flex; }
  .lv2-mobile-nav { display: flex; }

  /* Hero left: center headline/subtitle on mobile, keep grid + buttons left */
  .lv2-hero-headline { text-align: center; }
  .lv2-hero-sub { text-align: center; margin-left: auto; margin-right: auto; }
  .lv2-eyebrow { justify-content: center; }
  .lv2-trust-grid { max-width: none; margin-left: 0; margin-right: 0; }
  .lv2-ctas { justify-content: flex-start; }
}

/* ── Override style.css: "button { width:100% }" at 720px ── */
/* Hamburger must never go full-width */
.lv2-hamburger {
  width: 40px !important;
  min-width: 40px !important;
  max-width: 40px !important;
}

/* ── HERO SECTION ────────────────────────────────────────── */

.lv2-hero {
  background: #ffffff;
  padding-top: 16px;
}

.lv2-hero-container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 28px 0 28px;
  display: grid;
  grid-template-columns: 47% 53%;
  gap: 40px;
  align-items: center;
}

/* Hero Left */
.lv2-hero-left {
  padding-bottom: 52px;
}

.lv2-hero-headline {
  font-size: clamp(2rem, 3vw, 2.9rem);
  font-weight: 900;
  color: #0B2545;
  line-height: 1.12;
  letter-spacing: -0.5px;
  margin: 0 0 16px;
}

.lv2-hero-headline .blue { color: #1A56DB; }

.lv2-hero-sub {
  font-size: 15px;
  color: #64748b;
  line-height: 1.65;
  margin: 0 0 28px;
  max-width: 48ch;
}

/* Trust Icons */
.lv2-trust-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 20px;
  margin-bottom: 32px;
}

.lv2-trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
}

.lv2-trust-icon {
  width: 38px;
  height: 38px;
  background: #eef3ff;
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.lv2-trust-label {
  font-size: 13px;
  font-weight: 700;
  color: #0B2545;
  line-height: 1.3;
}

.lv2-trust-sub {
  font-size: 11px;
  color: #94a3b8;
  line-height: 1.3;
  margin-top: 1px;
}

/* CTA Buttons */
.lv2-ctas {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.lv2-btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 26px;
  background: #1A56DB;
  color: #fff;
  font-size: 14px;
  font-weight: 700;
  border-radius: 10px;
  text-decoration: none;
  transition: background 0.15s, transform 0.12s, box-shadow 0.15s;
  box-shadow: 0 4px 16px rgba(26, 86, 219, 0.28);
  white-space: nowrap;
}

.lv2-btn-primary:hover {
  background: #0B2545;
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(26, 86, 219, 0.38);
}

.lv2-btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 22px;
  background: #fff;
  color: #0B2545;
  font-size: 14px;
  font-weight: 600;
  border-radius: 10px;
  text-decoration: none;
  border: 1.5px solid #cbd5e1;
  transition: border-color 0.15s, color 0.15s, transform 0.12s, background 0.15s;
  white-space: nowrap;
}

.lv2-btn-secondary:hover {
  border-color: #1A56DB;
  color: #1A56DB;
  background: #f5f8ff;
  transform: translateY(-1px);
}

/* Hero Right — Image + Floating Badges */
.lv2-hero-right {
  display: flex;
  flex-direction: column;
  align-self: center;
  padding: 10px 0 40px;
  overflow: visible;
}

.lv2-hero-img-wrap {
  position: relative;
  width: 100%;
  height: 330px;
  border-radius: 22px;
  overflow: visible;      /* Allow bubbles to overflow corners */
  flex-shrink: 0;
  z-index: 5;             /* Stacking context — keeps bubbles above stats section below */
}

.lv2-hero-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 15%;
  display: block;
  border-radius: 22px;
  box-shadow: 0 20px 60px rgba(11, 37, 69, 0.18);
}

/* AI Chat Bubbles */
.lv2-bubble {
  position: absolute;
  background: #ffffff;
  border-radius: 14px;
  padding: 12px 14px;
  box-shadow: 0 8px 32px rgba(11, 37, 69, 0.18), 0 2px 6px rgba(11, 37, 69, 0.08);
  border: 1px solid rgba(26, 86, 219, 0.1);
  z-index: 10;
  animation: lv2-float 3.5s ease-in-out infinite;
}

a.lv2-bubble:hover {
  transform: translateY(-3px) scale(1.03);
  box-shadow: 0 14px 40px rgba(11, 37, 69, 0.26), 0 4px 10px rgba(11, 37, 69, 0.12);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.lv2-bubble-hd {
  display: flex;
  align-items: center;
  gap: 7px;
  margin-bottom: 8px;
  padding-bottom: 7px;
  border-bottom: 1px solid #f1f5f9;
}

.lv2-bubble-icon {
  width: 22px;
  height: 22px;
  background: linear-gradient(135deg, #1A56DB, #1A56DB);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 11px;
}

.lv2-bubble-title {
  font-size: 10.5px;
  font-weight: 700;
  color: #1A56DB;
}

.lv2-bubble-body {
  font-size: 11.5px;
  color: #475569;
  line-height: 1.5;
  margin: 0 0 6px;
}

.lv2-bubble-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.lv2-bubble-list li {
  font-size: 11px;
  color: #334155;
  display: flex;
  align-items: center;
  gap: 6px;
  font-weight: 500;
}

.lv2-bubble-list li::before {
  content: '';
  display: inline-block;
  width: 14px;
  height: 14px;
  background: #059669;
  border-radius: 50%;
  flex-shrink: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E");
  background-size: 10px;
  background-repeat: no-repeat;
  background-position: center;
}

/* Bubble positions — overlapping all 4 corners of the image */
.lv2-bubble-1 {
  top: -20px;
  left: 16px;
  bottom: auto;
  width: 190px;
  animation-delay: 0s;
  z-index: 20;
}

.lv2-bubble-2 {
  top: -20px;
  right: 16px;
  bottom: auto;
  width: 184px;
  animation-delay: 1.2s;
  z-index: 20;
}

.lv2-bubble-3 {
  bottom: -20px;
  right: 16px;
  top: auto;
  width: 196px;
  animation-delay: 0.6s;
  z-index: 20;
}

.lv2-bubble-4 {
  bottom: -20px;
  left: 16px;
  top: auto;
  width: 190px;
  animation-delay: 1.8s;
  z-index: 20;
}

/* We Care row (legacy, kept for safety) */
.lv2-care-row {
  display: flex;
  flex-direction: column;
  gap: 3px;
  font-size: 10.5px;
  font-weight: 600;
  color: #334155;
}

@keyframes lv2-float {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-7px); }
}

/* ── FLOATING BADGE SYSTEM (Hero Image) ─────────────────── */

/* Outer wrapper:
   - top/bottom padding = badge height − safe overlap zone
     Tallest badge ≈ 215px. Faces start at ~25% of image (~115px).
     So badges at top:8px must bottom-out at ≤ image-top + 110px.
     padding-top = 215 + 8 − 110 = 113px  →  use 115px for a safe gap.
   - left/right 18px trims image width a little                        */
.ft-img-outer {
  position: relative;
  padding: 115px 18px 105px;
  overflow: visible;
}

/* The hero photo */
.ft-img-link { display: block; }

.ft-hero-img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 16px;
  box-shadow: 0 12px 40px rgba(11, 37, 69, 0.13);
  cursor: pointer;
  transition: transform 0.22s ease, box-shadow 0.22s ease;
}

.ft-hero-img:hover {
  transform: scale(1.01);
  box-shadow: 0 20px 52px rgba(11, 37, 69, 0.18);
}

/* ── Base card ── */
.ft-badge {
  position: absolute;
  background: #ffffff;
  border-radius: 14px;
  padding: 12px 14px;
  display: flex;
  flex-direction: column;
  gap: 5px;
  box-shadow: 0 8px 28px rgba(11, 37, 69, 0.16), 0 2px 8px rgba(11, 37, 69, 0.06);
  border: 1px solid rgba(26, 86, 219, 0.10);
  z-index: 10;
  width: 175px;
  animation: ft-float 3.5s ease-in-out infinite;
}

/* ── Brand row ("🛡️ FAIRTAX") ── */
.ft-brand {
  display: flex;
  align-items: center;
  gap: 4px;
  font-size: 9.5px;
  font-weight: 800;
  color: #0B2545;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  margin-bottom: 2px;
}
.ft-brand-icon { font-size: 11px; }

/* ── Headline ── */
.ft-headline {
  font-size: 12.5px;
  font-weight: 800;
  color: #0B2545;
  line-height: 1.25;
}

/* ── Subhead ── */
.ft-subhead {
  font-size: 10px;
  color: #475569;
  line-height: 1.4;
  margin-bottom: 2px;
}

/* ── Green accent text ── */
.ft-green { color: #16a34a; }
.ft-big   { font-size: 1.4em; font-weight: 900; }

/* ── Check list ── */
.ft-checks {
  list-style: none;
  margin: 2px 0 6px;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.ft-checks li {
  font-size: 10px;
  color: #334155;
  font-weight: 500;
  display: flex;
  align-items: center;
  gap: 5px;
  line-height: 1.3;
}
.ft-checks li::before {
  content: '';
  display: inline-block;
  width: 13px;
  height: 13px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%2316a34a'%3E%3Ccircle cx='10' cy='10' r='9'/%3E%3Cpath d='M6 10l3 3 5-5' stroke='white' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round' fill='none'/%3E%3C/svg%3E") center/contain no-repeat;
  flex-shrink: 0;
}

/* ── CTA button ── */
.ft-btn {
  display: block;
  text-align: center;
  padding: 7px 10px;
  border-radius: 8px;
  font-size: 10px;
  font-weight: 700;
  text-decoration: none;
  margin-top: 2px;
  transition: opacity 0.15s, transform 0.12s;
  white-space: nowrap;
}
.ft-btn:hover { opacity: 0.88; transform: translateY(-1px); }

.ft-btn-green {
  background: #16a34a;
  color: #ffffff;
}
.ft-btn-blue {
  background: #1A56DB;
  color: #ffffff;
}

/* ── We Care card ── */
.ft-care-title {
  font-size: 12.5px;
  font-weight: 800;
  color: #3b0764;
  line-height: 1.2;
}
.ft-care-sub {
  font-size: 10px;
  color: #475569;
  margin-bottom: 4px;
}
.ft-care-icons {
  display: flex;
  justify-content: space-between;
  gap: 4px;
  margin-bottom: 6px;
}
.ft-care-list {
  list-style: none;
  margin: 4px 0 6px;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.ft-care-list li {
  font-size: 10px;
  color: #334155;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 6px;
}
.ft-care-list li::before {
  content: '';
  display: inline-block;
  width: 6px;
  height: 6px;
  background: #4B1FB5;
  border-radius: 50%;
  flex-shrink: 0;
}
.ft-care-bar {
  background: #4B1FB5;
  color: #fff;
  font-size: 9px;
  font-weight: 600;
  text-align: center;
  padding: 5px 6px;
  border-radius: 6px;
  line-height: 1.3;
  text-decoration: none;
  display: block;
}

/* ── Refund card ── */
.ft-refund-label {
  font-size: 11px;
  font-weight: 600;
  color: #0B2545;
  line-height: 1.3;
}
.ft-refund-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin: 2px 0 6px;
}
.ft-refund-amt {
  font-size: 22px;
  font-weight: 900;
  color: #16a34a;
  line-height: 1;
}
.ft-refund-emoji { font-size: 22px; }

/* ── Badge positions ─────────────────────────────────────────────
   Badges overlap the image at its 4 corners + top-centre.
   padding-top/bottom on ft-img-outer (115px / 105px) ensures every
   badge stops well above the face zone (~25% down the image).
   Corner background areas are safe: top-left = lamp/plants,
   top-right = bookshelves, bottom corners = table/laptops.
──────────────────────────────────────────────────────────────── */

.ft-badge-1 {   /* top-left corner — Free Filing */
  top: 8px;
  left: 4px;
  bottom: auto;
  animation-delay: 0s;
}
.ft-badge-3 {   /* top-centre — Refer & Earn */
  top: 8px;
  left: 50%;
  bottom: auto;
  animation: ft-float-center 3.5s ease-in-out infinite;
  animation-delay: 0.7s;
}
.ft-badge-2 {   /* top-right corner — Freelancer */
  top: 8px;
  right: 4px;
  bottom: auto;
  animation-delay: 1.4s;
}
.ft-badge-5 {   /* bottom-left corner — Refund */
  bottom: 38px;
  left: 4px;
  top: auto;
  animation-delay: 2.1s;
}
.ft-badge-4 {   /* bottom-right corner — We Care */
  bottom: 38px;
  right: 4px;
  top: auto;
  animation-delay: 2.8s;
}

/* ── Float animations ── */
@keyframes ft-float {
  0%, 100% { transform: translateY(0px); }
  50%       { transform: translateY(-9px); }
}

/* Centre badge: keep translateX(-50%) in every keyframe */
@keyframes ft-float-center {
  0%, 100% { transform: translateX(-50%) translateY(0px); }
  50%       { transform: translateX(-50%) translateY(-9px); }
}

/* ── Responsive: collapse badges on tablet/mobile ── */
@media (max-width: 1024px) {
  .lv2-hero-right { padding: 30px 0 50px; }
  .ft-img-outer   { padding: 0 10px; }
  .ft-badge       { display: none; }
}

/* Refund Badge */
.lv2-refund-badge {
  background: linear-gradient(135deg, #ecfdf5, #d1fae5);
  border: 1px solid rgba(5, 150, 105, 0.2);
  border-radius: 9px;
  padding: 7px 10px;
  margin: 6px 0 4px;
}

.lv2-refund-label {
  font-size: 9.5px;
  font-weight: 700;
  color: #059669;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  display: block;
  margin-bottom: 2px;
}

.lv2-refund-amount {
  font-size: 19px;
  font-weight: 900;
  color: #059669;
  letter-spacing: -0.5px;
  display: block;
}

/* ── STATS BAR ───────────────────────────────────────────── */

.lv2-stats-wrap {
  background: #fff;
  padding: 0 28px 28px;
}

.lv2-stats-bar {
  max-width: 1280px;
  margin: 0 auto;
  background: #ffffff;
  border-radius: 16px;
  box-shadow: 0 4px 24px rgba(11, 37, 69, 0.1), 0 1px 4px rgba(11, 37, 69, 0.05);
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border: 1px solid #e4eaf3;
  overflow: hidden;
}

.lv2-stat {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 24px 28px;
}

.lv2-stat + .lv2-stat {
  border-left: 1px solid #e4eaf3;
}

.lv2-stat-icon {
  width: 50px;
  height: 50px;
  background: #eef3ff;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.lv2-stat-num {
  font-size: 26px;
  font-weight: 900;
  color: #0B2545;
  letter-spacing: -0.5px;
  line-height: 1;
}

.lv2-stat-label {
  font-size: 12.5px;
  color: #64748b;
  font-weight: 500;
  margin-top: 4px;
}

/* ── DARK FEATURES SECTION ───────────────────────────────── */

.lv2-features-dark {
  background: #0B2545;
  padding: 56px 28px;
}

.lv2-features-dark-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.7fr;
  gap: 64px;
  align-items: center;
}

.lv2-features-dark-left h2 {
  font-size: clamp(1.5rem, 2.2vw, 2.1rem);
  font-weight: 800;
  color: #ffffff;
  line-height: 1.28;
  margin: 0 0 14px;
  letter-spacing: -0.3px;
}

.lv2-features-dark-left p {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.55);
  line-height: 1.65;
  margin: 0;
}

.lv2-green { color: #10B981; }

.lv2-features-dark-right {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px 36px;
}

.lv2-feat-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.lv2-feat-icon {
  width: 48px;
  height: 48px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.lv2-feat-title {
  font-size: 14px;
  font-weight: 700;
  color: #ffffff;
  line-height: 1.3;
  margin-bottom: 4px;
}

.lv2-feat-sub {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.5);
  line-height: 1.55;
}

/* ── WINNERS TICKER ──────────────────────────────────────── */

.lv2-winners-strip {
  background: #0B2545;
  height: 50px;
  overflow: hidden;
  display: flex;
  align-items: center;
}

.lv2-winners-inner {
  display: flex;
  align-items: center;
  width: 100%;
  height: 100%;
}

.lv2-winners-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 0 24px;
  font-size: 10px;
  font-weight: 800;
  color: #10B981;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  white-space: nowrap;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
  height: 100%;
  flex-shrink: 0;
}

.lv2-winners-live-dot {
  width: 6px;
  height: 6px;
  background: #10B981;
  border-radius: 50%;
  flex-shrink: 0;
  animation: lv2-pulse-dot 1.8s ease-in-out infinite;
}

.lv2-winners-overflow {
  flex: 1;
  overflow: hidden;
  height: 100%;
  display: flex;
  align-items: center;
  position: relative;
}

.lv2-winners-overflow::before,
.lv2-winners-overflow::after {
  content: '';
  position: absolute;
  top: 0;
  bottom: 0;
  width: 48px;
  z-index: 2;
  pointer-events: none;
}
.lv2-winners-overflow::before {
  left: 0;
  background: linear-gradient(90deg, #0B2545, transparent);
}
.lv2-winners-overflow::after {
  right: 0;
  background: linear-gradient(-90deg, #0B2545, transparent);
}

.lv2-winners-track {
  display: flex;
  align-items: center;
  animation: lv2-marquee 32s linear infinite;
  will-change: transform;
}

.lv2-winner-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 0 32px;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.7);
  white-space: nowrap;
  border-right: 1px solid rgba(255, 255, 255, 0.07);
}

.lv2-winner-name {
  font-weight: 700;
  color: #ffffff;
}

.lv2-winner-reward {
  font-weight: 700;
  color: #10B981;
}

@keyframes lv2-marquee {
  0%   { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* ── TRUST STRIP ─────────────────────────────────────────── */

.lv2-trust-strip {
  background: #f8fafc;
  border-top: 1px solid #e4eaf3;
  border-bottom: 1px solid #e4eaf3;
  padding: 20px 28px;
}

.lv2-trust-strip-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  align-items: center;
}

.lv2-ts-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 0 20px;
}

.lv2-ts-item + .lv2-ts-item {
  border-left: 1px solid #e2e8f0;
}

.lv2-ts-item:first-child { padding-left: 0; }
.lv2-ts-item:last-child { padding-right: 0; }

.lv2-ts-title {
  font-size: 12.5px;
  font-weight: 700;
  color: #0B2545;
  line-height: 1.3;
}

.lv2-ts-sub {
  font-size: 11px;
  color: #64748b;
  line-height: 1.35;
  margin-top: 1px;
}

/* ── RESPONSIVE ──────────────────────────────────────────── */

@media (max-width: 1024px) {
  .lv2-hero-container { grid-template-columns: 1fr; gap: 0; }
  .lv2-hero-left { padding-bottom: 36px; }
  .lv2-hero-right { padding: 64px 0; }
  .lv2-hero-img-wrap { height: 280px; }
  .lv2-features-dark-inner { grid-template-columns: 1fr; gap: 36px; }
  .lv2-stats-bar { grid-template-columns: repeat(2, 1fr); }
  .lv2-stat:nth-child(3) { border-left: none; border-top: 1px solid #e4eaf3; }
  .lv2-stat:nth-child(4) { border-top: 1px solid #e4eaf3; }
  .lv2-trust-strip-inner { grid-template-columns: repeat(3, 1fr); }
  .lv2-ts-item:nth-child(4) { border-left: none; margin-top: 16px; }
  .lv2-ts-item:nth-child(5) { margin-top: 16px; }
}

@media (max-width: 640px) {
  .lv2-header-inner { padding: 0 16px; }
  .lv2-hero { padding-top: 10px; }
  .lv2-hero-container { padding: 0 16px; }
  .lv2-hero-headline { font-size: 1.75rem; }
  .lv2-trust-grid { gap: 10px 14px; }

  /* Referral hook full-width pill on mobile */
  .lv2-referral-hook {
    display: flex !important;
    width: 100% !important;
    justify-content: center !important;
    box-sizing: border-box !important;
    font-size: 12px !important;
    gap: 6px !important;
    padding: 10px 14px !important;
  }

  /* ── Hero right: move ABOVE text on mobile, keep floating corners layout ── */
  .lv2-hero-right {
    order: -1;
    padding: 8px 0 28px !important;
  }
  .lv2-hero-left { padding-top: 8px; padding-bottom: 32px; }

  /* Image wrap stays relative so bubbles can float at corners */
  .lv2-hero-img-wrap {
    display: block !important;
    position: relative !important;
    height: 220px !important;
    overflow: visible !important;
    border-radius: 16px !important;
  }

  /* Photo fills the wrap */
  .lv2-hero-img {
    width: 100% !important;
    height: 100% !important;
    object-fit: cover !important;
    object-position: center 15% !important;
    border-radius: 16px !important;
    display: block !important;
    box-shadow: 0 8px 32px rgba(11,37,69,0.18) !important;
  }

  /* All 4 bubbles: scale down and keep absolute corners */
  .lv2-bubble-1,
  .lv2-bubble-2,
  .lv2-bubble-3,
  .lv2-bubble-4 {
    position: absolute !important;
    display: block !important;
    animation: none !important;
    border-radius: 10px !important;
    padding: 7px 9px !important;
    box-shadow: 0 4px 18px rgba(11,37,69,0.16) !important;
  }
  /* Top-left */
  .lv2-bubble-1 {
    top: -14px !important; left: 8px !important;
    bottom: auto !important; right: auto !important;
    width: 146px !important;
  }
  /* Top-right */
  .lv2-bubble-2 {
    top: -14px !important; right: 8px !important;
    bottom: auto !important; left: auto !important;
    width: 142px !important;
  }
  /* Bottom-right */
  .lv2-bubble-3 {
    bottom: -14px !important; right: 8px !important;
    top: auto !important; left: auto !important;
    width: 150px !important;
  }
  /* Bottom-left */
  .lv2-bubble-4 {
    bottom: -14px !important; left: 8px !important;
    top: auto !important; right: auto !important;
    width: 146px !important;
  }
  /* Compact bubble content on mobile */
  .lv2-bubble-hd { margin-bottom: 4px !important; padding-bottom: 4px !important; }
  .lv2-bubble-title { font-size: 9.5px !important; }
  .lv2-bubble-body { font-size: 10px !important; }
  .lv2-refund-amount { font-size: 14px !important; }
  .lv2-care-row { font-size: 9px !important; }
  .lv2-stats-wrap { padding: 0 16px 20px; }
  .lv2-stats-bar { grid-template-columns: 1fr 1fr; }
  .lv2-stat { padding: 16px 14px; gap: 10px; }
  .lv2-stat-num { font-size: 22px; }
  .lv2-stat-icon { width: 40px; height: 40px; }
  .lv2-features-dark { padding: 40px 16px; }
  .lv2-features-dark-right { grid-template-columns: 1fr; gap: 20px; }
  .lv2-trust-strip { padding: 16px; }
  .lv2-trust-strip-inner { grid-template-columns: 1fr 1fr; }
  .lv2-ts-item:nth-child(4) { border-left: 1px solid #e2e8f0; margin-top: 0; }
  .lv2-ts-item:nth-child(5) { display: none; }
  .lv2-ts-item { padding: 8px 12px; }

  /* CTA buttons: stack full-width on small phones */
  .lv2-ctas { flex-direction: column; gap: 10px; }
  .lv2-btn-primary,
  .lv2-btn-secondary { width: 100%; justify-content: center; }

  /* Section sub text */
  .lv2-section-sub { font-size: 14px; margin-bottom: 32px; }

  /* Footer: ensure left-align on mobile (fighting style.css text-align:center) */
  .lv2-footer-col,
  .lv2-footer-col h5,
  .lv2-footer-col ul,
  .lv2-footer-col li,
  .lv2-footer-brand { text-align: left !important; }
  .lv2-footer-top { padding: 0; }

  /* Footer bottom */
  .lv2-footer-bottom { flex-direction: column; align-items: flex-start; gap: 10px; }
  .lv2-footer-badges { flex-wrap: wrap; }
  .lv2-footer-copy { font-size: 11.5px; }
}

/* ══════════════════════════════════════════════════════
   SHARED SECTION UTILITIES
   ══════════════════════════════════════════════════════ */

.lv2-eyebrow {
  font-size: 11px;
  font-weight: 700;
  color: #1A56DB;
  text-transform: uppercase;
  letter-spacing: 0.13em;
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 10px;
}
.lv2-eyebrow::before {
  content: '';
  display: block;
  width: 20px;
  height: 2px;
  background: #1A56DB;
  border-radius: 1px;
  flex-shrink: 0;
}
.lv2-eyebrow.center { justify-content: center; }
.lv2-eyebrow.center::before { display: none; }

.lv2-section-title {
  font-size: clamp(1.6rem, 2.4vw, 2.2rem);
  font-weight: 800;
  color: #0B2545;
  letter-spacing: -0.3px;
  line-height: 1.18;
  margin: 0 0 12px;
}
.lv2-section-title.white { color: #ffffff; }
.lv2-section-title.center { text-align: center; }

.lv2-section-sub {
  font-size: 15px;
  color: #64748b;
  line-height: 1.65;
  margin: 0 0 48px;
}
.lv2-section-sub.white { color: rgba(255,255,255,0.58); }
.lv2-section-sub.center { text-align: center; margin-left: auto; margin-right: auto; max-width: 56ch; }

/* ══════════════════════════════════════════════════════
   HOW IT WORKS
   ══════════════════════════════════════════════════════ */

.lv2-hiw {
  background: #ffffff;
  padding: 80px 28px;
  border-top: 1px solid #e4eaf3;
}

.lv2-hiw-inner { max-width: 1280px; margin: 0 auto; }

.lv2-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}

.lv2-steps::before {
  content: '';
  position: absolute;
  top: 31px;
  left: calc(12.5% + 8px);
  right: calc(12.5% + 8px);
  height: 2px;
  background: linear-gradient(90deg,
    #e4eaf3 0%,
    #1A56DB 20%,
    #1A56DB 25%,
    #059669 60%,
    #e4eaf3 100%
  );
  background-size: 250% 100%;
  animation: lv2-line-travel 3.5s cubic-bezier(0.4, 0, 0.2, 1) infinite;
  z-index: 0;
}

@keyframes lv2-line-travel {
  0%   { background-position: 110% center; }
  100% { background-position: -60% center; }
}

.lv2-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 0 8px;
  position: relative;
  z-index: 1;
}

.lv2-step-circle {
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background: #ffffff;
  border: 2.5px solid #e4eaf3;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
  position: relative;
  z-index: 2;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.lv2-step-circle.active {
  border-color: #1A56DB;
  box-shadow: 0 4px 20px rgba(26, 86, 219, 0.18);
  background: #eef3ff;
}

.lv2-step-circle.done {
  border-color: #059669;
  box-shadow: 0 4px 20px rgba(5, 150, 105, 0.18);
  background: #ecfdf5;
}

.lv2-step-num-label {
  position: absolute;
  top: -8px;
  right: -8px;
  width: 20px;
  height: 20px;
  background: #1A56DB;
  color: white;
  border-radius: 50%;
  font-size: 10px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 2px solid #fff;
}

.lv2-step-circle.done .lv2-step-num-label { background: #059669; }

/* Traveling glow — staggered per step, timed to match the line sweep */
@keyframes lv2-circle-ping-blue {
  0%, 100% { box-shadow: 0 4px 20px rgba(26,86,219,0.18); }
  10%, 22% { box-shadow: 0 0 0 10px rgba(26,86,219,0.08), 0 0 30px rgba(26,86,219,0.55); }
  35%      { box-shadow: 0 4px 20px rgba(26,86,219,0.18); }
}
@keyframes lv2-circle-ping-green {
  0%, 100% { box-shadow: 0 4px 20px rgba(5,150,105,0.18); }
  10%, 22% { box-shadow: 0 0 0 10px rgba(5,150,105,0.08), 0 0 30px rgba(5,150,105,0.55); }
  35%      { box-shadow: 0 4px 20px rgba(5,150,105,0.18); }
}

.lv2-step:nth-child(1) .lv2-step-circle { animation: lv2-circle-ping-blue  3.5s ease-in-out infinite 0s; }
.lv2-step:nth-child(2) .lv2-step-circle { animation: lv2-circle-ping-blue  3.5s ease-in-out infinite 0.875s; }
.lv2-step:nth-child(3) .lv2-step-circle { animation: lv2-circle-ping-blue  3.5s ease-in-out infinite 1.75s; }
.lv2-step:nth-child(4) .lv2-step-circle { animation: lv2-circle-ping-green 3.5s ease-in-out infinite 2.625s; }

.lv2-step-title {
  font-size: 14.5px;
  font-weight: 700;
  color: #0B2545;
  margin-bottom: 8px;
  line-height: 1.3;
}

.lv2-step-desc {
  font-size: 12.5px;
  color: #64748b;
  line-height: 1.6;
}

/* ══════════════════════════════════════════════════════
   SERVICES
   ══════════════════════════════════════════════════════ */

.lv2-services {
  background: #f8fafc;
  padding: 80px 28px;
  border-top: 1px solid #e4eaf3;
}

.lv2-services-inner { max-width: 1280px; margin: 0 auto; }

.lv2-services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.lv2-svc-card {
  background: #ffffff;
  border: 1.5px solid #e4eaf3;
  border-radius: 18px;
  padding: 28px 22px 24px;
  display: flex;
  flex-direction: column;
  transition: box-shadow 0.2s, transform 0.2s, border-color 0.2s;
  cursor: default;
}

.lv2-svc-card:hover {
  box-shadow: 0 12px 40px rgba(11, 37, 69, 0.1);
  transform: translateY(-5px);
  border-color: #1A56DB;
}

.lv2-svc-icon {
  width: 52px;
  height: 52px;
  background: #eef3ff;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.lv2-svc-title {
  font-size: 16px;
  font-weight: 700;
  color: #0B2545;
  margin-bottom: 12px;
  line-height: 1.3;
}

.lv2-svc-list {
  list-style: none;
  margin: 0 0 20px;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
  flex: 1;
}

.lv2-svc-list li {
  font-size: 13px;
  color: #64748b;
  display: flex;
  align-items: flex-start;
  gap: 8px;
  line-height: 1.4;
}

.lv2-svc-list li::before {
  content: '';
  width: 5px;
  height: 5px;
  min-width: 5px;
  background: #1A56DB;
  border-radius: 50%;
  margin-top: 5px;
}

.lv2-svc-link {
  font-size: 13px;
  font-weight: 700;
  color: #1A56DB;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  transition: gap 0.2s;
}
.lv2-svc-link:hover { gap: 9px; }

/* ══════════════════════════════════════════════════════
   REFERRAL & EARN
   ══════════════════════════════════════════════════════ */

.lv2-referral {
  background: linear-gradient(135deg, #071a33 0%, #0B2545 50%, #13315C 100%);
  padding: 80px 28px;
  position: relative;
  overflow: hidden;
}

.lv2-referral::before {
  content: '';
  position: absolute;
  top: -150px;
  right: -150px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(26, 86, 219, 0.12) 0%, transparent 70%);
  pointer-events: none;
}

.lv2-referral::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -100px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(52, 211, 153, 0.08) 0%, transparent 70%);
  pointer-events: none;
}

.lv2-referral-inner {
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
  text-align: center;
}

.lv2-referral-eyebrow {
  font-size: 11px;
  font-weight: 700;
  color: #10B981;
  text-transform: uppercase;
  letter-spacing: 0.13em;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.lv2-referral-eyebrow::before,
.lv2-referral-eyebrow::after {
  content: '';
  display: block;
  width: 20px;
  height: 2px;
  background: #10B981;
  border-radius: 1px;
  opacity: 0.6;
}

.lv2-tiers {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin: 48px 0 40px;
}

.lv2-tier {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 18px;
  padding: 32px 20px 28px;
  text-align: center;
  transition: background 0.2s, border-color 0.2s, transform 0.2s;
  position: relative;
}

.lv2-tier:hover {
  background: rgba(255,255,255,0.09);
  border-color: rgba(255,255,255,0.18);
  transform: translateY(-5px);
}

.lv2-tier.featured {
  border-color: rgba(52, 211, 153, 0.35);
  background: rgba(52, 211, 153, 0.07);
}

.lv2-tier-badge {
  position: absolute;
  top: -11px;
  left: 50%;
  transform: translateX(-50%);
  background: #10B981;
  color: #071a33;
  font-size: 10px;
  font-weight: 800;
  padding: 3px 10px;
  border-radius: 100px;
  white-space: nowrap;
  letter-spacing: 0.05em;
}

.lv2-tier-count {
  font-size: 48px;
  font-weight: 900;
  color: #ffffff;
  line-height: 1;
  letter-spacing: -2px;
}

.lv2-tier-refs {
  font-size: 11px;
  color: rgba(255,255,255,0.45);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin: 6px 0 20px;
}

.lv2-tier-reward {
  background: rgba(52, 211, 153, 0.12);
  border: 1px solid rgba(52, 211, 153, 0.25);
  border-radius: 10px;
  padding: 12px 10px;
  font-size: 17px;
  font-weight: 900;
  color: #10B981;
  letter-spacing: -0.3px;
  line-height: 1.2;
}

.lv2-referral-footer {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
}

.lv2-payout-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(52, 211, 153, 0.08);
  border: 1px solid rgba(52, 211, 153, 0.2);
  border-radius: 100px;
  padding: 8px 18px;
  font-size: 12.5px;
  font-weight: 600;
  color: #10B981;
}

.lv2-payout-dot {
  width: 7px;
  height: 7px;
  background: #10B981;
  border-radius: 50%;
  animation: lv2-pulse-dot 1.8s ease-in-out infinite;
}

@keyframes lv2-pulse-dot {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.3; }
}

.lv2-btn-referral {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 15px 32px;
  background: #10B981;
  color: #071a33;
  font-size: 14.5px;
  font-weight: 800;
  border-radius: 10px;
  text-decoration: none;
  transition: background 0.15s, transform 0.12s, box-shadow 0.15s;
  box-shadow: 0 4px 24px rgba(52, 211, 153, 0.3);
}

.lv2-btn-referral:hover {
  background: #10B981;
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(52, 211, 153, 0.4);
}

/* ══════════════════════════════════════════════════════
   TESTIMONIALS
   ══════════════════════════════════════════════════════ */

.lv2-testimonials {
  background: #ffffff;
  padding: 80px 28px;
  border-top: 1px solid #e4eaf3;
}

.lv2-testimonials-inner { max-width: 1280px; margin: 0 auto; }

.lv2-testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.lv2-tcard {
  background: #f8fafc;
  border: 1.5px solid #e4eaf3;
  border-radius: 18px;
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  transition: box-shadow 0.2s, transform 0.2s;
}

.lv2-tcard:hover {
  box-shadow: 0 12px 40px rgba(11, 37, 69, 0.09);
  transform: translateY(-4px);
}

.lv2-stars {
  display: flex;
  gap: 3px;
  margin-bottom: 16px;
}

.lv2-quote {
  font-size: 14.5px;
  color: #334155;
  line-height: 1.72;
  font-style: italic;
  flex: 1;
  margin: 0 0 22px;
}

.lv2-reviewer {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 18px;
  border-top: 1px solid #e4eaf3;
}

.lv2-avatar {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
  color: white;
  flex-shrink: 0;
}

.lv2-reviewer-name {
  font-size: 13.5px;
  font-weight: 700;
  color: #0B2545;
  line-height: 1.3;
}

.lv2-reviewer-info {
  font-size: 11.5px;
  color: #94a3b8;
  margin-top: 2px;
}

/* ══════════════════════════════════════════════════════
   FAQ
   ══════════════════════════════════════════════════════ */

.lv2-faq {
  background: #f8fafc;
  padding: 80px 28px;
  border-top: 1px solid #e4eaf3;
}

.lv2-faq-inner {
  max-width: 800px;
  margin: 0 auto;
}

.lv2-faq-list {
  border: 1.5px solid #e4eaf3;
  border-radius: 18px;
  overflow: hidden;
  background: #ffffff;
}

.lv2-faq-item { border-bottom: 1px solid #e4eaf3; }
.lv2-faq-item:last-child { border-bottom: none; }

.lv2-faq-q {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 24px;
  background: none;
  border: none;
  cursor: pointer;
  font-size: 14.5px;
  font-weight: 600;
  color: #0B2545;
  text-align: left;
  gap: 16px;
  transition: background 0.15s, color 0.15s;
  font-family: 'Inter', system-ui, sans-serif;
}

.lv2-faq-q:hover { background: #f8fafc; }
.lv2-faq-q.open { color: #1A56DB; background: #f5f8ff; }

.lv2-faq-icon {
  width: 24px;
  height: 24px;
  background: #eef3ff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 0.2s, transform 0.3s;
}

.lv2-faq-q.open .lv2-faq-icon {
  background: #1A56DB;
  transform: rotate(45deg);
}

.lv2-faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.32s ease;
}

.lv2-faq-a.open { max-height: 200px; }

.lv2-faq-a-inner {
  padding: 2px 24px 22px;
  font-size: 14px;
  color: #64748b;
  line-height: 1.72;
}

.lv2-faq-footer {
  text-align: center;
  margin-top: 32px;
}

.lv2-faq-link {
  font-size: 14px;
  font-weight: 600;
  color: #1A56DB;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 12px 26px;
  border: 1.5px solid #1A56DB;
  border-radius: 9px;
  transition: background 0.15s, color 0.15s;
}

.lv2-faq-link:hover { background: #1A56DB; color: #fff; }

/* ══════════════════════════════════════════════════════
   FINAL CTA BANNER
   ══════════════════════════════════════════════════════ */

.lv2-cta-banner {
  background: #ffffff;
  padding: 80px 28px;
  border-top: 1px solid #e4eaf3;
}

.lv2-cta-panel {
  max-width: 1280px;
  margin: 0 auto;
  background: linear-gradient(135deg, #0B2545 0%, #1E3A8A 100%);
  border-radius: 24px;
  padding: 64px 48px;
  text-align: center;
  position: relative;
  overflow: hidden;
  animation: lv2-cta-glow 3.5s ease-in-out infinite;
}

@keyframes lv2-cta-glow {
  0%, 100% { box-shadow: 0 0 0 0 rgba(59,130,246,0), 0 8px 40px rgba(11,37,69,0.2); }
  50%       { box-shadow: 0 0 40px 8px rgba(59,130,246,0.25), 0 8px 40px rgba(11,37,69,0.2); }
}

.lv2-cta-panel::before {
  content: '';
  position: absolute;
  top: -100px;
  left: -100px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(59, 130, 246, 0.2) 0%, transparent 70%);
  pointer-events: none;
}

.lv2-cta-panel::after {
  content: '';
  position: absolute;
  bottom: -80px;
  right: -80px;
  width: 360px;
  height: 360px;
  background: radial-gradient(circle, rgba(52, 211, 153, 0.12) 0%, transparent 70%);
  pointer-events: none;
}

.lv2-cta-panel-inner { position: relative; z-index: 1; }

.lv2-cta-title {
  font-size: clamp(1.8rem, 3vw, 2.8rem);
  font-weight: 900;
  color: #ffffff;
  letter-spacing: -0.5px;
  line-height: 1.15;
  margin: 0 0 14px;
}

.lv2-cta-title span { color: #10B981; }

.lv2-cta-sub {
  font-size: 15px;
  color: rgba(255,255,255,0.62);
  max-width: 52ch;
  margin: 0 auto 32px;
  line-height: 1.65;
}

.lv2-cta-btns {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

.lv2-btn-cta-white {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 15px 30px;
  background: #ffffff;
  color: #0B2545;
  font-size: 14.5px;
  font-weight: 800;
  border-radius: 10px;
  text-decoration: none;
  transition: background 0.15s, transform 0.12s;
  box-shadow: 0 4px 20px rgba(0,0,0,0.25);
}

.lv2-btn-cta-white:hover { background: #f0f5ff; transform: translateY(-2px); }

.lv2-btn-cta-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  background: transparent;
  color: #ffffff;
  font-size: 14.5px;
  font-weight: 600;
  border-radius: 10px;
  text-decoration: none;
  border: 1.5px solid rgba(255,255,255,0.3);
  transition: border-color 0.15s, background 0.15s, transform 0.12s;
}

.lv2-btn-cta-outline:hover { border-color: rgba(255,255,255,0.7); background: rgba(255,255,255,0.08); transform: translateY(-1px); }

/* ══════════════════════════════════════════════════════
   REFERRAL HOOK (Hero area pill)
   ══════════════════════════════════════════════════════ */

.lv2-referral-hook {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: linear-gradient(135deg, rgba(52,211,153,0.1), rgba(16,185,129,0.18));
  border: 1.5px solid rgba(52, 211, 153, 0.45);
  border-radius: 100px;
  padding: 10px 20px 10px 14px;
  font-size: 13px;
  color: #064e3b;
  margin-bottom: 22px;
  cursor: pointer;
  text-decoration: none;
  animation: lv2-hook-pulse 2.8s ease-in-out infinite;
}

.lv2-referral-hook-icon {
  font-size: 16px;
  line-height: 1;
}

.lv2-referral-hook strong {
  color: #059669;
  font-weight: 800;
}

.lv2-referral-hook-arrow {
  font-size: 12px;
  color: #059669;
  font-weight: 800;
  margin-left: 2px;
}

@keyframes lv2-hook-pulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(52,211,153,0); border-color: rgba(52,211,153,0.45); }
  50%       { box-shadow: 0 0 0 7px rgba(52,211,153,0.08); border-color: rgba(52,211,153,0.8); }
}

/* ══════════════════════════════════════════════════════
   REFERRAL REWARDS — GLOW ANIMATIONS
   ══════════════════════════════════════════════════════ */

.lv2-tier-reward {
  animation: lv2-reward-glow 3s ease-in-out infinite;
}

@keyframes lv2-reward-glow {
  0%, 100% { text-shadow: none; }
  50%       { text-shadow: 0 0 18px rgba(52,211,153,0.75), 0 0 36px rgba(52,211,153,0.3); }
}

.lv2-tier.featured {
  animation: lv2-tier-pulse 3s ease-in-out infinite;
}

@keyframes lv2-tier-pulse {
  0%, 100% { border-color: rgba(52,211,153,0.35); box-shadow: none; }
  50%       { border-color: rgba(52,211,153,0.85); box-shadow: 0 0 28px rgba(52,211,153,0.2); }
}

/* ══════════════════════════════════════════════════════
   WE CARE. WE SUPPORT.
   ══════════════════════════════════════════════════════ */

.lv2-wecare {
  background: #0B2545;
  padding: 72px 28px;
  position: relative;
  overflow: hidden;
}

.lv2-wecare::before {
  content: '';
  position: absolute;
  top: -120px; right: -120px;
  width: 480px; height: 480px;
  background: radial-gradient(circle, rgba(26,86,219,0.15) 0%, transparent 70%);
  pointer-events: none;
}

.lv2-wecare-inner {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
  position: relative;
  z-index: 1;
}

.lv2-wecare-title {
  font-size: clamp(1.7rem, 3vw, 2.4rem);
  font-weight: 900;
  color: #ffffff;
  letter-spacing: -0.3px;
  line-height: 1.15;
  margin: 0 0 8px;
}

.lv2-wecare-sub {
  font-size: 15px;
  color: rgba(255,255,255,0.55);
  margin: 0 0 44px;
}

.lv2-wecare-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 32px;
}

.lv2-wecare-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 18px;
  padding: 32px 20px 28px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  transition: background 0.2s, border-color 0.2s;
}

.lv2-wecare-card:hover {
  background: rgba(255,255,255,0.09);
  border-color: rgba(255,255,255,0.2);
}

.lv2-wecare-card-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.lv2-wecare-card-label {
  font-size: 15px;
  font-weight: 700;
  color: #ffffff;
  text-align: center;
  line-height: 1.3;
}

.lv2-wecare-card-desc {
  font-size: 12.5px;
  color: rgba(255,255,255,0.45);
  text-align: center;
  line-height: 1.6;
}

.lv2-wecare-tagline {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 100px;
  padding: 12px 28px;
  font-size: 14px;
  font-weight: 600;
  color: rgba(255,255,255,0.7);
  font-style: italic;
}

.lv2-wecare-heart {
  color: #f87171;
  font-size: 16px;
}

@media (max-width: 640px) {
  .lv2-wecare { padding: 52px 16px; }
  .lv2-wecare-grid { grid-template-columns: 1fr; gap: 14px; }
}

/* ══════════════════════════════════════════════════════
   FOOTER
   ══════════════════════════════════════════════════════ */

.lv2-footer {
  background: #071830;
  padding: 64px 28px 32px;
}

.lv2-footer-top {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}

.lv2-footer-brand { display: flex; flex-direction: column; gap: 18px; }

.lv2-footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.lv2-footer-brand-name { display: flex; align-items: baseline; gap: 5px; line-height: 1; }
.lv2-footer-brand-fair { font-size: 17px; font-weight: 900; color: #fff; letter-spacing: -0.2px; }
.lv2-footer-brand-advisors { font-size: 13px; font-weight: 700; color: #10B981; }
.lv2-footer-brand-tagline { font-size: 10px; color: rgba(255,255,255,0.35); margin-top: 3px; }

.lv2-footer-desc {
  font-size: 13.5px;
  color: rgba(255,255,255,0.45);
  line-height: 1.72;
  max-width: 28ch;
}

.lv2-footer-contact { display: flex; flex-direction: column; gap: 10px; }

.lv2-footer-contact-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,0.55);
  text-decoration: none;
  transition: color 0.15s;
}
.lv2-footer-contact-item:hover { color: #10B981; }

.lv2-footer-col h5 {
  font-size: 10.5px;
  font-weight: 700;
  color: rgba(255,255,255,0.35);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  margin: 0 0 16px;
}

.lv2-footer-col ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 11px; }

.lv2-footer-col a {
  font-size: 13.5px;
  color: rgba(255,255,255,0.55);
  text-decoration: none;
  transition: color 0.15s;
}
.lv2-footer-col a:hover { color: #ffffff; }

.lv2-footer-bottom {
  max-width: 1280px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 28px;
  gap: 20px;
  flex-wrap: wrap;
}

.lv2-footer-copy { font-size: 12.5px; color: rgba(255,255,255,0.3); }

.lv2-footer-badges { display: flex; gap: 8px; flex-wrap: wrap; }

.lv2-footer-badge {
  font-size: 11px;
  font-weight: 600;
  color: #10B981;
  background: rgba(52, 211, 153, 0.08);
  border: 1px solid rgba(52, 211, 153, 0.18);
  padding: 5px 11px;
  border-radius: 6px;
}

/* ══════════════════════════════════════════════════════
   RESPONSIVE — NEW SECTIONS
   ══════════════════════════════════════════════════════ */

@media (max-width: 1024px) {
  .lv2-steps { grid-template-columns: repeat(2, 1fr); gap: 32px; }
  .lv2-steps::before { display: none; }
  .lv2-services-grid { grid-template-columns: repeat(2, 1fr); }
  .lv2-tiers { grid-template-columns: repeat(2, 1fr); }
  .lv2-testimonials-grid { grid-template-columns: repeat(2, 1fr); }
  .lv2-footer-top { grid-template-columns: 1fr 1fr; gap: 32px; }
  .lv2-cta-panel { padding: 48px 32px; }
}

@media (max-width: 640px) {
  .lv2-hiw { padding: 52px 16px; }
  .lv2-services { padding: 52px 16px; }
  .lv2-referral { padding: 52px 16px; }
  .lv2-testimonials { padding: 52px 16px; }
  .lv2-faq { padding: 52px 16px; }
  .lv2-cta-banner { padding: 52px 16px; }
  .lv2-footer { padding: 48px 16px 100px !important; } /* extra bottom padding for fixed widget */
  .lv2-steps { grid-template-columns: 1fr; gap: 28px; }
  .lv2-services-grid { grid-template-columns: 1fr; }
  .lv2-tiers { grid-template-columns: 1fr 1fr; }
  .lv2-testimonials-grid { grid-template-columns: 1fr; }
  .lv2-footer-top { grid-template-columns: 1fr; gap: 28px; }
  .lv2-cta-panel { padding: 40px 20px; border-radius: 16px; }
  .lv2-footer-bottom { flex-direction: column; align-items: flex-start; gap: 12px; }
}